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Thursday, September 4, 2014

Do You Have a Plan of Action in Case of Flooding?

The floods of early 2014 revealed how important it is to do everything you can to protect your property when the rains fall heavily. This article suggests some things you can do to minimise the odds of your property sustaining any damage – or at least reducing it.

Do you live in a flood-hit area? Some people are not affected by heavy rain at all – at least not unless they have a hole in their roof. Others however live near rivers or in areas that are commonly flooded if the rain comes down too fast to go into the drains.

If you are among them you may already have dealt with the outcome of severe weather. Early in 2014 many rivers burst their banks, affecting hundreds of properties nearby in all the affected areas.

It may be that you already know what you should do to minimise the effects of such an event. However if you have just moved home and you know your new property could be in danger in the event of bad weather, it is a good idea to think about priorities. By planning ahead now you can be sure you will be prepared if or when it ever happens for real.

The first thing to think about is saving essential items. If you live in a house these should go upstairs. Start by getting things such as torches, medications and blankets together and moving them to a safe upstairs location.

 If you live in a single-level property you should put them high up in a cupboard. Don’t discount how high the water level can go – some properties are virtually unable to be entered if the flooding is severe. Move all food items that don’t need refrigeration or freezing upstairs or to a safe place as well.

Next, make sure you know where to get sandbags if you ever need them. Some people whose properties are regularly in danger of flooding handle this part by themselves. Be practical and pro-active – even the magician Paul Daniels suggested buying some good quality padding pools to float in the flood water so you could store things inside them. These are an ideal solution if you live in a single-storey property.

Remember to get proper flood insurance in place as well. This will provide better protection in the aftermath of a flood, as this is the time when you will want proper support from your insurance company. Flood insurance can make all the difference between settling claims quickly and having to jump through any number of hoops your insurer provides for you.

You should also be fully aware of where your essential supplies are – gas, water and electricity. If your property is flooded you need to switch all of these off as quickly as you can – ideally just before your property is actually breached. Remember never to touch any electrical item or outlet when you are in flood water as it can lead to electrocution.

As you can see there is a lot you can do and it certainly helps to plan ahead of time. If you know what to do in advance you’ll be able to act quickly and not be caught up in panic if you do ever need to act on your plan.