Roth IRA Contribution Limits for 2015

Roth IRA - Individual Retirement Account is offered to millions of Americans wherein it acts as retirement saving account with tax advantages. The government has been increasing contribution to Roth IRA account over several years but for the new year 2015, IRS – Internal Revenue Service has limited the amount one can contribute to Roth IRA at $5,500 but have increased AGI - adjusted gross income. Learn how much you can contribute based on your income or compensation received, filing status...

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Socially Responsible Investing: 5 Things You Need to Know

Socially responsible investing is a relatively new concept that can also be filed under “green” investing, “ethical” investing, “mission” investing, and a myriad of other monikers, and while it may seem to still exist beneath the radar of traditional investing, it actually accounts for as much as $7 trillion of all American investments. As concerns about the environment, sustainability, private prisons, Big Pharma, defense practices, and the like continue to grow within the United States people...

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The Top Investment Books of All Time

Some people claim that you can only learns the basics of investing from making investments yourself. Jumping into the deep end of the investing pool right away can cause you to lose thousands of dollars and more. The more money that you lose, the less you'll want to continue in the investing field. One way that you can learn more as a beginner is with the right books. The best books, even those written in previous years, can teach you the fundamentals and help you avoid making some potentially risky decisions. "Think and Grow Rich" Napoleon Hill wrote "Think Rich and Grow Rich" during the Great Depression. At a time when most people worried...

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5 Budgeting Tips For Your First Job

So – you've graduated and landed your first “real” job. And now, you probably feel like you're swimming in cash. But as difficult as it may be to believe right now, your financial situation can change at any moment. That’s why it’s so important to budget wisely from the get-go. You never know what could happen down the road – and in any case, it’s always a good idea to start building up savings. Though you may only be earning an entry-level salary, there are lots of ways to stretch those dollars to save money, avoid incurring debt and set the stage for a lifetime of financial freedom. The best time to start budgeting and saving money? Right...

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Three Reasons to Use a Broker When Buying a Car Dealership

There are several ways to approach the issue of buying a car dealership, but you should consider going through a car dealership broker. There are advantages to using this type of service, and the following are three ways you will benefit. They have a database of sellers They not only work with buyers, but they also work with sellers. They have in their possession a large number of dealerships available for sale throughout the country and can match your requirements with one or more of the car dealerships available for purchase. This benefit of a brokerage service will save an enormous amount of time in your search to find the right dealership....

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Approaches to Securities Selection

Once an appropriate allocation between different investment types (for example, stocks, bonds and real estate) has been determined, individual securities (or mutual funds) must be selected within each investment type. There are two basic approaches to individual security selection: 1.   Top-down 2.   Bottom-up  In a top-down approach the analyst examines the overall economy and market and selects sectors (for example, Services or Technology) that are expected to perform well in the current market conditions. Individual companies are then selected within each sector based upon desired characteristics. In...

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Energy Efficient Home Products

Over the past decade, advanced technology has created many new products for your home that offer energy-efficiency and convenience. Homeowners can now choose from a wide range of great products at affordable and discounted prices.  Buying energy efficient products for your home will conserve energy and save you money, protect the environment from harmful chemicals and toxic fumes, and increase the value of your home.  Heating – If your current furnace is more than 10 or 15 years old, a new energy efficient heating system can cut your household energy costs by as much as 15 percent each year. New high-efficiency systems conserve...

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PRM Certification

PRMIA (The Professional Risk Managers' International Association) is an international association of people in the industry to risk management (over 90 000 members in over 80 countries). It was founded in 2002 by practitioners who wish to promote ethical principles and transparency in the implementation of financial risk management. PRMIA offers training (online and face to face), and grants the title PRM (Professional Risk Manager) and Associate PRM to those who pass the exams. It...

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Top 10 Stock Investing tips of Warren Buffett

When it comes to stock investing nothing beats the principle of value investing and even better is the way our genius Warren Buffett practices value investing. Here we will try to see the most probable top 10 stock investing strategies that are likely followed by Warren Buffett for building portfolio of Berkshire Hathaway. To give everyone a sense of optimism related to stock investing one can say that mastering stock investing is controlling one sense towards investment. It...

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Stock Investing Books That You Should Read From Time To Time

Lists are the recommended books for all potential investors. I arranged them in a such a way that, each book is relevant to different level of financial intelligence as well as investing compentency. New Investor is for anyone who are still learning ways and means to invest their hard earned money. Beginners is meant for basic understanding on stock investing subjects and how to get started. Intermediate Investor on the other hand is for stock investor who plan to diversify their investing strategies into stock trading. Happy Investing & Have Fun Reading Them ;) For New Investor Undoubtedly, Rich Dad Poor...

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Real Estate in Gurgaon shows significant change during last 5 years

Real estate purchases are auspicious in India. However, over the last few years, the shaky economy resulted in a very poor real estate market. Sellers tried to unload their properties, but buyers sat back and waited for the economy to stabilize before they spent their savings. It’s 2014 and times have changed, though. A new central government, new business policies, and a flourishing economy has affected the Indian real estate market considerably. In fact, popular investment areas like Gurgaon...

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